BY THE CHRISTIES REAL ESTATE TEAM – RE/MAX All Points Realty
www.ChristiesRealEstateTeam.com info@ChristieRealEstateTeam.com | 604-603-0463
Buying your first home in British Columbia is an exciting milestone — but it can also feel overwhelming. From navigating mortgage pre-approvals to understanding BC’s first-time buyer incentives, there’s a lot to know before you get the keys. As trusted REALTORS® with decades of experience, The Christies Real Estate Team is here to walk you through every step.
1. Start with a Mortgage Pre-Approval
A mortgage pre-approval tells you exactly how much you can afford and locks in your interest rate for a set period. This gives you confidence when making offers and helps you move quickly in BC’s competitive market. If you need a recommendation of Mortgage Professional contact The Christies Real Estate Team
2. Take Advantage of First-Time Buyer Incentives in BC
There are several programs designed to help first-time buyers:
BC First Time Home Buyers’ Program – reduces or eliminates the Property Transfer Tax (PTT).
Home Buyers’ Plan (HBP) – withdraw up to $60,000 from your RRSP tax-free to put toward your down payment.
First Home Savings Account (FHSA) – contribute up to $8,000 a year, tax-free, and use it toward your purchase.
We’ll help you determine which programs you qualify for so you don’t leave money on the table.
3. Understand the BC Real Estate Market
Home prices can vary drastically between areas — $700,000 in Vancouver buys something very different than $700,000 in Coquitlam or Port Coquitlam. or other areas of the Lower Mainland. Working with The Christies Real Estate Team ensures you know where your money goes the furthest.
4. Protect Yourself with a Home Inspection
A home inspection can uncover costly repairs before you commit. We’ll connect you with trusted inspectors so you can make informed decisions and walk you through the process.
5. Think Long-Term
Your first home may not be your forever home, but it should work for your lifestyle for the next 3–5 years and have good resale potential. We’ll help you choose a property that grows with you.
The Bottom Line
With the right guidance, becoming a first time home buyer in BC can be smooth, rewarding, and financially smart. The Christie’s Real Estate Team is here to make the process stress-free — from your first showing to move-in day!
Call/Text: 604-603-0463
Email: info@ChristiesRealEstateTeam.com
Visit: www.ChristiesRealEstateTeam.com
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